Month-to-month investing RM3,000.00 to RM5,000.00, better cards try Alliance financial Platinum credit at cash back rate between 0.96percent to 1.38%. After close is actually Alliance lender Younique Credit Card at money back rates between 0.94% to 1.37percent.
Month-to-month spending RM5,000.00 to RM100,000.00, ideal credit is Affin Bank at money back rates of 0.80percent..
Month-to-month using RM100,000.00 and above most useful card are market Bank Platinum Card at cash back rates of 0.90percent.
With consider above bottom line, you may be extra innovative blend & complement the above mentioned cards to optimize your money discount. For instance, for monthly using of RM15,000.00 , charge RM5,000.00 to Alliance lender Platinum Card, next RM5,000.00 to Alliance financial Younique cards while the remainder to Affin financial charge card. Just use your creativity.
But if you intend doing your shops any kind of time particular vendor having unique money back promotion these at Giant, then it is more straightforward to utilize Giant Citibank Credit Card because they provide the finest earnings discount at this specific vendor.
Any opinions or anything you would want to explain, feel free to keep their opinions.
Enhance (11 February 2010)
1. criterion Chartered ended up being initiating traditional Chartered JustOne Titanium Mastercard which offer up to 5% funds discount. Check here for information.
2. Hong Leong lender posses 1percent money rebate credit via their CHARGE crucial mastercard.
Relevant content:
hello, i do believe u lose out 1 card from HLB. important cards from HLB with 1% profit rebate for every buy without any capping amount.
Yes i did so miss the card you mentioned. While I did the testing in March 2009, that card is however to get reintroduced on the market. However, i’ve a post on CHARGE Essential credit if the card got reintroduced in November 2009. Glance at the improve part under this post.
When I have more leisure time, i shall incorporate this credit from inside the evaluation as well.
Hi, how about Ambank charge cards? a good buy offer? tq
As of this moment AmBank do not have funds rebate charge card.
Will there be or will there be any current comparison for funds discount credit?
If you are looking at mastercard that offer cashback on all exchange next glance at Hong Leong vital cards and Alliance Younique/Platinum cards. Important card offer 1% rebate endless amount while alliance doing 1.38%.
Any time you glance at certain merchant card, choose AMEX silver mastercard, 5X things at Hypermarket & Petrol. 5X things equivalent to 2.5per cent discount.
Alternalive try to find Alliancee financial Debit credit. They have 3 notes. Vintage 1%, Platinum 1.5percent & Premium 2percent rebate.
I may upgrade the evaluation later.
SCB one titanium no further in malaysia. They get back liao.
Thank you for your mail.
Relating to the below mentioned question, kindly be aware that Standard Chartered financial Malaysia possess stopped the Justone Titanium charge card. We plead to differ that the cards is liable and usable in Malaysia nevertheless technicians aren’t in your area powered.
Develop we’ve got clarified the problem at hand. Thank you.
Yes, they stop but we are able to get one early in the day. I’m hoping I am able to nevertheless deploying it for several even more decades. ??
You should consider the quantum of yearly charge may off-set much of the cash-back rebate. If a financial waives the annaul charge (like EON/HL/CIMB-direct top article accessibility), the power is equivalent to investing RM 10000 with a 1per cent cash back or RM20000 with a 0.5% money back. Most of us don’t actually spend that amount of money on all of our credit cards in per year, therefore think.
You best inquire the financial institution to waive the annual charge. Many bank will waive it.